1.
Time
is
money,
and
so
is
a
friend's
trust.
Don't
borrow
what
you
can't
repay.
【#NoMoreIOUs】

2.
As
much
as
we
love
our
friends,
it's
important
to
respect
their
time
and
finances.
Don't
take
advantage
of
their
kindness.
【#FriendsDontLetFriendsBorrow】

3.
If
you
can't
afford
it,
don't
buy
it.
If
you
can't
pay
for
it,
don't
borrow
it.
【#FinancialResponsibility】

4.
Keeping
track
of
debts
can
be
stressful
and
straining
on
a
friendship.
Avoid
the
drama
by
not
borrowing
in
the
first
place.
【#DebtFreeZone】

5.
It's
okay
to
be
generous
and
share,
but
it's
not
okay
to
take
advantage
of
someone's
kindness.
【#SharingIsCaringButBorrowingIsNot】

6.
Once
the
trust
is
broken,
it's
hard
to
repair.
Be
mindful
of
your
actions
and
don't
ruin
a
friendship
over
money.
【#TrustIsEverything】

7.
If
you're
in
a
tough
financial
situation,
reach
out
to
friends
for
support
and
advice,
but
don't
burden
them
with
your
debts.
【#SolidarityNotDebt】

8.
It's
easy
to
say
"I'll
pay
you
back
later,"
but
it's
more
responsible
to
only
spend
what
you
can
afford.
【#FinancialIntegrity】

9.
Don't
let
money
come
between
your
relationships.
Be
transparent
about
your
finances
and
set
clear
boundaries.
【#ClearCommunication】

10.
Favors
are
one
thing,
but
constantly
asking
for
handouts
can
show
a
lack
of
respect
for
other
people's
hard-earned
money.
【#RespectGoesALongWay】

11.
Before
you
borrow,
think
about
the
long-term
consequences
and
how
it
might
affect
your
relationship
with
your
friend.
【#ThinkBeforeYouBorrow】

1
2.
Money
can't
buy
happiness,
but
it
can
certainly
create
stress
and
tension
in
relationships.
Avoid
these
issues
by
not
borrowing
in
the
first
place.
【#HappyRelationships】

1
3.
Financial
independence
is
a
key
aspect
of
adulting.
Don't
rely
on
others
to
bail
you
out
-
take
responsibility
for
your
own
life.
【#Adulting101】

1
4.
Don't
take
advantage
of
the
generosity
of
others
-
it
can
come
back
to
bite
you
in
the
end.
【#GenerosityShouldBeAppreciatedNotExpecte
d】

1
5.
It's
always
better
to
give
than
to
lend.
Don't
make
your
friends
feel
obligated
to
give
you
money
by
borrowing
from
them.
【#LendingIsntAlwaysLoving】

1
6.
Don't
let
your
pride
get
in
the
way
of
asking
for
help
when
you
truly
need
it.
But
don't
abuse
your
friends'
willingness
to
help,
either.
【#PrideCanBeYourDownfall】

1
7.
Trust
is
the
foundation
of
any
good
friendship.
Don't
ruin
it
by
borrowing
what
you
can't
repay.
【#TrustIsEverything】

1
8.
The
best
way
to
avoid
financial
drama
with
friends
is
to
be
smart
with
your
money
and
live
within
your
means.
【#FinancialSmartness】

1
9.
Borrowing
money
from
friends
can
be
tempting,
but
it's
not
worth
the
risk
of
ruining
a
good
friendship.
【#FriendshipIsPriceless】

20.
At
the
end
of
the
day,
it's
just
not
worth
it
to
owe
money
to
friends.
Be
responsible
with
your
finances
and
avoid
the
hassle.
【#ResponsibilityPaysOff】